Protective TeleLife
Protective Life has Innovative Ways of Making Life Simpler. And we are taking important steps to make the processing of term life insurance much easier by broadening the use of our TeleLife® system. This proven and streamlined process allows us to speed up the new business process, helping to accelerate your prospects to paycheck.
What is TeleLife?
- Short pre-application process free to our producers
- Protective TeleLife representatives will complete the paperwork
- A TeleLife representative will call applicant to complete the full application (calls can start almost immediately upon submission)
- The representative will schedule the paramedical exam and order any age/amount APS's
- You move on to the next sale
TeleLife offers choices:
- Paper - 2 page pre-application to complete and fax back (and if you want to get the applicant's signature - you can)
- Web entry - online pre-application geared towards all who desire a paperless environment
Protective Life TeleLife
Important Facts:
- Sales techniques don't have to change - in fact, TeleLife will just make processing simpler
- Either submission process allows a choice in binding the coverage
- You can still use the Protective approved paramed facility of your choice
- Less paperwork (shorter app)
- Reduces underwriting timeframes
- Enhances producer productivity
- Reduces not taken ratios
Additional Agent Responsibilities
Beyond the automatic requirements, the agent will be responsible for gathering any additional information from the client or additional requirements needed by the underwriter to make a final decision. The agent will also be responsible for policy delivery.
Helpful Tips
It is crucial for the agent to thoroughly explain that a tele-interviewer will be calling them in 24-48 hours to complete the full application over the phone. The tele-interview only takes about 15-20 minutes. If the interviewer misses the proposed insured when they call, they will leave a message including their toll free number. PLEASE encourage your customer to call the interviewer at 1-888-800-6608 at a time convenient to them.
