Premium Finance

Product & Solutions

     Individual Disability Insurance Products and Services Guide (JJ 1146)
  Provides overview of product features for the IDI product portfolio
     Navigational Flowchart (JJ 1185)
  Includes a flowchart showcasing how you can help clients protect personal, retirement and business assets with Disability Solutions from Principal Life.
     Competition Comparison - All Companies (DI 2136)
  This piece compares Principal Life's HH750 policy with Met Life Omni Select, Mass Mutual Radius, UNUM Income Series and Guardian Berkshire.
     Simplified Sales Program Overview (JJ 1123)
  This brochure summarizes the Simplified Sales Programs for DI, DI Multi-Life, OE, and DBO.

Underwriting

     Pre-Screening Questions (JJ 1249)
  A quick tip sheet that helps producers prepare clients for the application process and determine if they are good prospects for Individual DI insurance.
     Tips for Better Underwriting (JJ 1250)
  Discusses how thoroughly completing the application can help make the underwriting process go smoother.
     Understanding DI Underwriting (JJ 1377)
  Discusses key factors in the DI underwriting process. Also covers myths regarding DI insurance.

Education/Need for DI

     Who Benefits for DI Coverage flyer (JJ 1385)
  This producer piece discusses client market characteristics, the types of solutions we offer, the coverages for various life stages and the marketing materials available.
     Know the Facts (JJ 1260)
  Brochure describes the importance of income protection and overcomes common myths.
     Definition of Disability (JJ 1350)
  Compares three different definitions of disability and how each would payout in four different claims scenarios.

Approaching Clients

     Cross-Selling DI Sales Kit for Life Producers (KIT 1995)
  Includes several marketing pieces to educate you and your clients about Principal Life’s Individual Disability Insurance (DI) offering. Includes claim stories, Simplified DI information, a worksheet for identifying needs, etc.
     Approaching Clients with DI (JJ 1383)
  This producer flyer outlines the many marketing tools available for approaching prospects and clients about disability insurance.
     Do Your Clients Know Their PDQ? E-mail (DI 8215)
     Take Control of Your Financial Future E-mail (DI 8090)
     Protect Your Income Today E-mail (DI 8093)

Claims

     Disabilities Happen to Everyone (JJ 1264)
  This consumer brochure highlights brief stories of several real life disabilities.
     Claiming Your Disability Benefit (JJ 1075)
  Brochure that walks a client through the disability claims process, including how to contact Principal Life in the event of a disability and answers to common claims questions.

Compensation Information

     Series 700 Compensation (JJ 1048) (PDF: 88KB)
     Rewards Over the Long Term - Series 700 (JJ 1343) (PDF: 164KB)
     Quality Producer Bonus Information (DI2185) (PDF: 161KB)

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